What kind of debt can you help me with?
Our counselors are trained to counsel you on most types of personal and business unsecured debts. That would include credit card debt, medical bills,
unsecured bank loans, old utility bills, auto repossession.
In what ways will this counsel benefit me?
A credit counsel will help you understand what programs are available to help you.
What are the fees?
Our consultation is at no cost to you. If you chose to use a program that your counselor offers to you the company may be compensated by the company fulfilling your elected program.
What will my monthly payment be?
That depends on the amount of debt you have and what is comfortable for YOUR budget. You will almost certainly pay less than you are required to pay now.
In which law firm will I be placed?
You will be represented by the World Wide Direct Law Firm.
How will this affect my credit?
Your debt to income ratio is one way that lenders will decide if you are a good risk. If after meeting all your expenses and paying your monthly payments
for your credit cards or other unsecured debt there is little or nothing left, you are not credit worthy in the eyes of many lenders. They will see that
you cannot afford any more debt. Good credit got you into bad debt. The most important thing you can do now is to GET OUT OF DEBT. Any debt management
program will affect your credit in the beginning. But, once you begin to pay off the accounts and obtain zero balances, you will gradually lower your
debt to income ratio and be more attractive to potential lenders. Many people don't want to ruin their good credit but they let their good credit ruin
them. Once you are done with your program you will benefit from credit restoration which will significantly benefit your credit standing.
Can I achieve these settlements on my own?
While it is possible for someone to achieve settlements on their own we do not recommend it. Creditors do not take you nearly as seriously as a law firm.
Would you know how to negotiate a debt settlement or what a good debt settlement would be? An attorney specializing in this area would know most individual
creditors and what their standard acceptance offer would be. In order to achieve settlements is important to understand the proper way to fill out certain
financial forms and most people do not know how to do this properly. A debt reduction professional also knows what to say, what not to say, and what to
ask for. Even amongst lawyers it is said that the lawyer that represents himself has a fool for a client. This is the case for either a lawyer or non-lawyer
negotiating debt settlements for themselves. When someone else is negotiating for you the calls and letters from the collector go to the debt management
professional that is representing you. It is common for debt collectors to try and do things to trick you. Potential fraud is a danger. They may go
to any lengths in order to get you to pay off debt in full. They have been known to have you send money you have been told would be settlement of
the debt in full only to find they have lied and simply taken the money and there is still a balance on the debt.
Can you help people in any state?
Yes, if you are anywhere in the United States, we can help you.
How do I get started?
Fill out the inquiry on the contact page or call us now for a free consultation at 877 836 4887. You will speak to someone
knowledgeable, friendly and efficient that will put you on the path to being debt free!
Are you available nights or weekends?
Yes! We are available on weekday evenings and Saturday afternoons. If you don't reach a live person please know we check voice mail frequently so PLEASE leave us a message so we may call you back!
Forensic Mitigation
Professional debt attorney and their settlement officers negotiate on your behalf with your creditors with the goal of settling your debts, and in most cases for a reduced amount
than what you currently owe. Your assigned debt attorney will open up a case file with you to develop an individual strategy and offer advice along the way.
First, you speak with one of our highly trained consolers who will discuss your financial situation with you to determine if attorney-based debt negotiation
is the right move for you. Your counselor will assist you in filling out an application and returning it to our office. If everything checks out, your preliminary file is created
and forwarded to your skilled attorney(s) who will review it from a legal perspective and then will begin crafting a debt negotiation strategy for you. Our clients are often very
surprised at the depth and scope of the information that is weighed when negotiating and ultimately settling debt. There are so many unique circumstances and considerations which
arise unexpectedly or are generally unanticipated. For example, amount, length and current status of the debt, possibility of bankruptcy, consumer litigation, and availability of
funds, timing issues, and creditors involved, and so on.
One of the things which sets Forensic Mitigation apart from the traditional debt settlement programs is being attorney-based and your case
is handled from a legal perspective, and all creditors will work with your assigned debt attorney. Attorneys have very stringent state ethical requirements which
they are required to adhere too. They provide a comprehensive debt analysis which includes your legal options that take into account the client's individual financial
situation. For example, your assigned attorney can advise our clients what steps to take in the event litigation is needed. Your assigned debt attorney is experienced
negotiating with debt collecting firms (this is oftentimes preferred as they normally have to educate the collectors as to what they can and cannot do under a particular state's laws).
Your assigned debt attorney can advise you to take appropriate measures to protect their assets just in case they need to file
bankruptcy, and if that need arises, your assigned debt attorney will step up to handle that for you as well. Oftentimes your attorney can assist
in other matters for example pre & post-divorce planning as it relates to your debt negotiation plan.
New Bankruptcy Law Requires Credit Counseling Before Filing
http://www.ftc.gov/opa/2005/10/bankruptcy.shtm
Call us today at 877 836 4887
